AI Dividend Intelligence
HeyDividend AI monitors 310,000+ securities with 5 ML models — flagging at-risk dividends before the announcement and surfacing high-yield opportunities most investors never find. Free forever, no credit card.
The thesis
For decades, dividend tools were spreadsheets. We built the first AI-powered platform that predicts dividend cuts, not just tracks them — so you can act before the market does.
Privacy promise
Screener
Filter by yield, growth streak, payout ratio, sector, and dividend safety in real time. Find the next aristocrat before the market does.
| Ticker | Name | Yield | Growth | Cover |
|---|---|---|---|---|
| JNJ | Johnson & Johnson | 3.1% | 62 yrs | 1.6× |
| KO | Coca-Cola | 2.9% | 61 yrs | 1.5× |
| PG | Procter & Gamble | 2.4% | 67 yrs | 1.7× |
| MSFT | Microsoft | 0.8% | 20 yrs | 3.4× |
| ABBV | AbbVie | 3.6% | 11 yrs | 1.4× |
| O | Realty Income | 5.4% | 29 yrs | 1.2× |
Forecaster
HeyDividend projects every payment from every position — declared, estimated, and DRIP-adjusted — so you always know what's landing in your account next.
Safety
Our ML model scores every payer 0–100 on payout coverage, balance-sheet strength, and earnings trend — and alerts you the moment the score breaks down.
Actionable insights
20+ alert types watch every position for coverage breakdowns, NAV erosion, payout-ratio spikes, and tax-loss windows. HeyDividend AI then turns each alert into a concrete next step — trim, harvest, or rebalance — so you act before the market does.
NAV erosion
High-yield ETFs and CEFs can erode NAV while the headline yield looks fine. Our verdict panel scores every fund's 24-month NAV trend and tells you whether the distribution is truly covered — proprietary to HeyDividend, on every ticker page.
AI Benchmarking
Compare any stock, ETF, or fund's risk-adjusted performance against SPY, QQQ, SCHD and more. Total return, volatility, Sharpe, alpha, beta, and max drawdown — powered by HeyDividend's ML performance engine.
Investment projections
Use our interactive calculator to visualize how dividend reinvestment can accelerate your wealth building compared to traditional savings.
With dividend reinvestment, your portfolio is projected to be 3.4× larger in 30 years compared to a savings account.
Why HeyDividend
See how HeyDividend compares to Seeking Alpha, Simply Safe Dividends, and Snowball Analytics.
| Feature | HeyDividend | Seeking Alpha | Simply Safe Dividends | Snowball Analytics |
|---|---|---|---|---|
| AI Chat Assistant | HeyDividend AI | AI summaries | × | × |
| Real-time alerts (20+ types) | Cut risk · coverage · NAV · tax | Earnings only | Email digest | Basic |
| NAV erosion analysis | ML verdict + 24mo trend | × | × | × |
| AI tax optimization | Personalized suggestions | × | × | × |
| Dividend Safety Analysis | 8 API sources | A–F Quant grades | 0–99 score | 13 params |
| Portfolio Tracking | Full CRUD + CSV + DRIP | ✓ | ✓ | ✓ |
| Developer API | api.heydividend.com | Enterprise | × | × |
| Free Plan | ✓ | Limited | × | Limited |
Under the hood
Every answer in HeyDividend AI is backed by a named methodology — dividend safety, growth quality, NAV erosion, discounted cash flow, and more. Read the plain-English explainers behind every framework we use.
Built on trust
Brokerage connections are read-only through Plaid — your bank credentials never touch our servers, and we physically can't place a trade or move funds. Everything is encrypted with TLS 1.3 in transit and AES-256 at rest, with tokens isolated behind a separate KMS-managed key. Sign in with Google OAuth or magic-link OTP, add a passkey on Pro, and export or delete your data anytime.
Questions
The essentials on how HeyDividend protects and grows your dividend income.
HeyDividend is an AI-powered dividend intelligence platform that tracks 310,000+ stocks, ETFs and funds, scores how safe each dividend is, and warns you before a dividend is cut.
Five machine-learning models analyze payout ratios, free cash flow coverage, earnings trends, balance-sheet strength and NAV erosion to flag dividends at risk months before the announcement.
Yes. The Free plan is free forever with one portfolio, unlimited HeyDividend AI chat, ML safety scores, NAV-erosion analysis and CSV import — no credit card required. Pro is $9.99/month or $79.99/year.
HeyDividend AI is a chat assistant that answers dividend and portfolio questions in plain English, using live data on yields, ex-dividend dates, safety scores and tax impact.
Yes. HeyDividend covers dividend stocks, ETFs, closed-end funds and high-yield income funds, including 30-day SEC yield, distribution rate and NAV-erosion screening.
Yes. Pro users can securely sync holdings through Plaid with read-only access — HeyDividend can never trade or move money — or import a CSV on any plan.
Get started
Join 12,000+ investors using HeyDividend to spot at-risk dividends before the cut, find hidden high-yield opportunities, and maximize after-tax income. Free plan, no credit card.
Free forever · Pro from $9.99/mo · compare plans